Banking & Finance

Our Banking and Finance team, led by Stephen Cross, provides advice and services to the financial sector both locally in Northern Ireland and internationally.

We have substantial experience in advising banks and other financial institutions on:

  • facilities for their retail and corporate customers
  • drafting and completing all forms of lending and security documentation
  • drafting security documentation for financial institutions entering the NI mortgage lending market
  • advising on regulatory and compliance issues

Our dedicated team of legal executives specialise in the perfection of securities for volume domestic and commercial mortgage lending.

We have advised lenders and borrowers on significant Property Finance transactions and Project Finance for Energy and PFI/PPP projects.

The Unit has particular expertise and a growing reputation relating to our specialist advice on the application of local laws to securitisation and asset finance transactions and is regularly retained as Northern Ireland counsel to the lead banks, the vendors or purchasers of asset portfolios or bond issues.

Clients include:

  • HSBC
  • Abbey
  • Bradford & Bingley
  • Standard Life
  • Bank of Ireland

The UK Legal 500 comments “Stephen Cross is viewed as a banking aficionado at Cleaver Fulton Rankin” with the banking team having “mature experience in banking and finance, advising on securitisations, refinancings and the funding of energy projects”.